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Here's my theory on why some people are always broke?

Laziness

Remember... busy is a nice word for lazy!

"I'm too busy", is not truthful.  What you really mean is:

I don't have time, because I'm doing something else that I'd rather be doing.

Successful people didn't get there by luck.  It took effort!

The harder you work - the luckier you'll get!

Make your job fun.  We don't always have a job that we really enjoy doing, but we can always make it fun to do.   Challenge yourself constantly to do better in every area, including but not limited to getting along with your fellow workers.  Always remember, it's your future that you're working towards.  You are only working for yourself no matter who employs you, no matter what you end up doing with the money.

I don't mean to say that brut force hard physical work will make you successful. 

The brain must also be hard at  work.

 

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